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Loan options

The right loan starts with the right questions.

Loan programs are tools. Dom helps you decide which one actually fits your budget, timeline, property, and long-term plan.

Buying a home

Purchase financing

You do not have to know which program you need. Start with the goal, and Dom will compare the eligible options.

Conventional

Flexible financing for primary homes, second homes, and investment properties, with a range of down-payment choices.

FHA

A popular option for buyers who may benefit from a lower down payment or more flexible qualifying guidelines.

VA

Powerful purchase and refinance benefits for eligible veterans, service members, and qualifying surviving spouses.

USDA

Potential zero-down financing for eligible buyers and properties in qualifying rural and suburban areas.

Jumbo

Financing designed for loan amounts above standard conforming limits, with options for complex financial profiles.

Renovation

Combine eligible home improvements and the purchase or refinance into one financing strategy.

Refinancing

Make a change for a reason.

Lower the payment

Compare rate, term, costs, and break-even—not just the advertised rate.

Access equity

Explore cash-out options for improvements, investments, or other financial goals.

Consolidate debt

Measure monthly savings against the long-term cost before moving debt into the home.

Change the term

Consider a shorter payoff, an adjustable structure, or a loan that better fits the next chapter.

Investment & complex scenarios

A complicated file deserves more than a quick online quote.

Ask about rental properties, multi-family homes, DSCR, self-employed income, bank statements, asset-based options, and scenarios that need a second look.

Talk through my scenario

Not sure where you fit? That is completely normal.

A short conversation can narrow the field quickly and show you what to work on next.