Conventional
Flexible financing for primary homes, second homes, and investment properties, with a range of down-payment choices.
Loan options
Arizona home loan options for your next move.
Compare Arizona home loan options with a mortgage broker who explains the program, payment, and long-term tradeoffs. Dominic Luzi is based in Chandler and helps Arizona buyers and homeowners review purchase, refinance, and investment-property financing. Meet Dominic Luzi .
Buying a home
Arizona home purchase loan programs
You do not have to know which program you need. Start with the goal, and Dom will compare the eligible options.
FHA
A popular option for buyers who may benefit from a lower down payment or more flexible qualifying guidelines.
VA
Powerful purchase and refinance benefits for eligible veterans, service members, and qualifying surviving spouses.
USDA
Potential zero-down financing for eligible buyers and properties in qualifying rural and suburban areas.
Jumbo
Financing designed for loan amounts above standard conforming limits, with options for complex financial profiles.
Renovation
Combine eligible home improvements and the purchase or refinance into one financing strategy.
Refinancing
Arizona mortgage refinance options
Lower the payment
Compare rate, term, costs, and break-even—not just the advertised rate.
Access equity
Explore cash-out options for improvements, investments, or other financial goals.
Consolidate debt
Measure monthly savings against the long-term cost before moving debt into the home.
Change the term
Consider a shorter payoff, an adjustable structure, or a loan that better fits the next chapter.
Investment & complex scenarios
A complicated file deserves more than a quick online quote.
Ask about rental properties, multi-family homes, DSCR, self-employed income, bank statements, asset-based options, and scenarios that need a second look.
Not sure where you fit? That is completely normal.
A short conversation can narrow the field quickly and show you what to work on next.